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Additionally, customers for this kind of plan could have severe legal or criminal backgrounds. It is essential to keep in mind that various carriers supply an array of problem ages on their guaranteed concern policies as low as age 40 or as high as age 80 - final expense protect insurance. Some will certainly also provide higher stated value, as much as $40,000, and others will allow for better survivor benefit problems by improving the rates of interest with the return of premium or reducing the number of years till a full survivor benefit is readily available